Santiago Carregal gave a presentation on the “Acuerdo Preventivo Extrajudicial” or “APE” (Out-Of Court Restructuring Agreements) at the Meeting on Banking Law – Trust, Electronic Banking and APE, organized by Club de Abogados de Bancos de la República Argentina and the Bar Association of the Province of Entre Ríos, Concordia Section, held in the city of Concordia on September 26, 2003.